A firm favourite with Bondholders – and favoured by nature – Devon is a county as varied as it is verdant, huge tracts of fertile farmland providing the source for its famous clotted cream (and infamous cider); the mysterious highland that is the Dartmoor National Park; and its golden sandy beaches, which are blessed by more than their share of sunshine. Overlooked by most holidaymakers, East Devon is a land of rolling, wooded hills and valleys; of spectacular coastlines, bustling market towns and quaint, welcoming villages. What better location could there be for the Bond’s first Devon home: the peaceful Lower Knapp Farm, in the Roncombe Valley.

How HPB works

HPB is a life assurance bond investing, after product charges, in properties and securities. Properties are booked for a no profit ‘User Charge’ and Points issued with the Bond. There is a quarterly fee of under thirty pounds including VAT linked to RPI, with all other management fees paid from securities. Investment is from £5,000 including adviser charge. Encashment can be made under our “Money Back Promise”. Otherwise you may encash after two years at a value linked to that of the properties and securities but you may not see a profit and may incur a loss because of initial charges and fluctuations in asset values. In exceptional circumstances encashment may be deferred for up to twelve months. No medical examination required.
HPB is available exclusively through HPB Management Limited (“HPBM”) who will only charge for their services if you invest.

This advertisement is issued by HPBM registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Services Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited (“HPBA”) registered in the Isle of Man and authorised by the Insurance and Pensions Authority there. Holders of policies issued by the company will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. The Trustee of HPB is HSBC Trustee (Guernsey) Limited registered at Park Place, Park Street, St Peter Port, Guernsey, Channel Islands, GY1 1EE. The Securities Manager is Baillie Gifford & Co of Calton Square, 1 Greenside Row, Edinburgh, EH1 3AN. HPBM and HPBA are part of the HPB Marketing Group and are not independent of each other. HPBM is able to advise only on HPBA’s products.

HPB Management Ltd. Registered in England, No.1581593. Registered Office HPB House, Newmarket, Suffolk, CB8 8EH.